{"id":174,"date":"2019-10-01T17:24:59","date_gmt":"2019-10-01T17:24:59","guid":{"rendered":"https:\/\/www.zumbrofamilydental.com\/blog\/?p=174"},"modified":"2019-11-01T17:29:07","modified_gmt":"2019-11-01T17:29:07","slug":"got-dental-insurance-need-use-it-or-lose-it","status":"publish","type":"post","link":"https:\/\/www.zumbrofamilydental.com\/blog\/got-dental-insurance-need-use-it-or-lose-it\/","title":{"rendered":"Got Dental Insurance? You Need to Use It Before You Lose It!"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.zumbrofamilydental.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_67947862__1530124764_11533.jpg\" alt=\"A patient paying for dental services.\" class=\"wp-image-175\" width=\"313\" height=\"208\" srcset=\"https:\/\/www.zumbrofamilydental.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_67947862__1530124764_11533.jpg 800w, https:\/\/www.zumbrofamilydental.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_67947862__1530124764_11533-300x200.jpg 300w, https:\/\/www.zumbrofamilydental.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_67947862__1530124764_11533-768x512.jpg 768w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Did you know that while 168 million people get <a href=\"https:\/\/www.zumbrofamilydental.com\/for-patients.html\">dental insurance<\/a>\nthrough their employer, they actually don\u2019t take the time to maximize their\nbenefits before the end of the year? January 1st, 2020, is just around the\ncorner, which means the dental insurance benefits you have may not be available\nbecause they will have reset. Below, you\u2019ll learn exactly how much people lose\nas a result of unused dental benefits, why preventive care is incredibly important,\nand how dental offices are prepared to help you maximize your coverage every\nstep of the way.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">How Much Money is Lost on Unused Benefits?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When we talk about money lost on unused benefits, we need to\nlook at the annual maximum of your average plan. This maximum is generally\naround $1,250, which is the total amount of money that an insurance company\nwill provide for treatments. The fact is, according to a study conducted by the\nAmerican Dental Association, the average American with dental insurance only received\n$323 of dental treatment a year. That\u2019s essentially $923 of benefits being left\non the table, waiting to be collected by insurance executives.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When you keep in mind that 168 million people have private\ndental insurance from their employer, that\u2019s over $152 billion worth of\nbenefits that are not getting properly utilized. Instead of letting benefits go\nto waste, it\u2019s worth using it to pay for basic preventive treatments.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The Benefits of Preventive Care<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If your goal is to achieve a truly long-term solution for protecting\nyour oral health, preventive care is the most effective method to make it a\nreality. While at-home oral care is essential in between your dental visits,\npreventive exams, cleanings, X-rays and other treatments are what give dentists\na chance to confirm the presence of dental disease and stop negative developments\nbefore they have a chance to turn into dental emergencies. Remember, a\nrestorative or emergency treatment is far more expensive than what you would pay\nto cover basic prevention.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How Dental Practices are Here to Help<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When the time comes for your next dental appointment,\ndentists will take the time to hear your concerns and make sure that you\u2019re\ngetting the most out of your dental coverage before moving forward. They often\nhave insurance or financing experts who have a better understanding of how the\nsystem works and what you need to do to maximize your benefits. For example,\nthis could include starting a treatment in the current year and completing it\nin the following year.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Regardless of how you manage your plan benefits, the last thing\nyou should do is let them expire on January 1st. Schedule an appointment with a\ndentist today and don\u2019t let the benefits you\u2019re entitled to go to waste!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About the Author<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.zumbrofamilydental.com\/meet-the-dentist.html\">Dr. Nicholas\nBrong<\/a> earned his dental degree from the University of California in San\nFrancisco. He\u2019s currently in-network with multiple major dental insurance providers\nand works with you to make sure that you maximize coverage. To learn more about\nhis practice or schedule your next appointment, you can contact him through his\n<a href=\"https:\/\/www.zumbrofamilydental.com\/contact.html\">website<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Did you know that while 168 million people get dental insurance through their employer, they actually don\u2019t take the time to maximize their benefits before the end of the year? January 1st, 2020, is just around the corner, which means the dental insurance benefits you have may not be available because they will have reset. [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-174","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Got Dental Insurance? You Need to Use It Before You Lose It!<\/title>\n<meta name=\"description\" content=\"If you have dental insurance, you need to use it before it expires come the following year! Learn what\u2019s at stake from a dentist.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.zumbrofamilydental.com\/blog\/got-dental-insurance-need-use-it-or-lose-it\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Got Dental Insurance? You Need to Use It Before You Lose It!\" \/>\n<meta property=\"og:description\" content=\"If you have dental insurance, you need to use it before it expires come the following year! Learn what\u2019s at stake from a dentist.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.zumbrofamilydental.com\/blog\/got-dental-insurance-need-use-it-or-lose-it\/\" \/>\n<meta property=\"og:site_name\" content=\"Zumbro Family Dental Blog\" \/>\n<meta property=\"article:published_time\" content=\"2019-10-01T17:24:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-11-01T17:29:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.zumbrofamilydental.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_67947862__1530124764_11533.jpg\" \/>\n<meta name=\"author\" content=\"drbrong\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"drbrong\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.zumbrofamilydental.com\\\/blog\\\/got-dental-insurance-need-use-it-or-lose-it\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.zumbrofamilydental.com\\\/blog\\\/got-dental-insurance-need-use-it-or-lose-it\\\/\"},\"author\":{\"name\":\"drbrong\",\"@id\":\"https:\\\/\\\/www.zumbrofamilydental.com\\\/blog\\\/#\\\/schema\\\/person\\\/03879c1028647ec11997e8c06757a573\"},\"headline\":\"Got Dental Insurance? 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