{"id":359,"date":"2021-11-01T15:58:00","date_gmt":"2021-11-01T15:58:00","guid":{"rendered":"https:\/\/www.zumbrofamilydental.com\/blog\/?p=359"},"modified":"2021-11-17T15:58:57","modified_gmt":"2021-11-17T15:58:57","slug":"how-to-maximize-your-dental-insurance-benefits","status":"publish","type":"post","link":"https:\/\/www.zumbrofamilydental.com\/blog\/how-to-maximize-your-dental-insurance-benefits\/","title":{"rendered":"Have Dental Insurance? Here\u2019s How to Maximize Your Benefits"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignright size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.zumbrofamilydental.com\/blog\/wp-content\/uploads\/2021\/11\/Picture1-1-1024x683.jpg\" alt=\"Woman smiling while giving thumbs up in dental chair\" class=\"wp-image-360\" width=\"269\" height=\"179\" srcset=\"https:\/\/www.zumbrofamilydental.com\/blog\/wp-content\/uploads\/2021\/11\/Picture1-1-1024x683.jpg 1024w, https:\/\/www.zumbrofamilydental.com\/blog\/wp-content\/uploads\/2021\/11\/Picture1-1-300x200.jpg 300w, https:\/\/www.zumbrofamilydental.com\/blog\/wp-content\/uploads\/2021\/11\/Picture1-1-768x512.jpg 768w, https:\/\/www.zumbrofamilydental.com\/blog\/wp-content\/uploads\/2021\/11\/Picture1-1-1536x1024.jpg 1536w, https:\/\/www.zumbrofamilydental.com\/blog\/wp-content\/uploads\/2021\/11\/Picture1-1-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 269px) 100vw, 269px\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Do you want to toss valuable dollars in your trash can, flush them down the toilet, or scatter them in the wind? No, right? Unfortunately, you may be unintentionally wasting money each year by not utilizing your dental plan to the fullest. Don\u2019t worry \u2013 making a change is easy. To learn a few easy ways to maximize your <a href=\"https:\/\/www.zumbrofamilydental.com\/for-patients.html\">dental insurance<\/a> benefits, read on!<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">#1. Attend Both of Your Dental Checkups &amp; Cleanings<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Dental insurance coverage may vary, but all providers have one important thing in common: an emphasis on preventive care. As a result, nearly all plans include two checkups and cleanings per year, as well as annual X-rays. If you skip one (or both!) of these appointments, you don\u2019t get \u201cmake-up\u201d ones the following year. In short, if your next biannual visit isn\u2019t on the calendar, now is the time to schedule it!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">#2. Don\u2019t Put Off Necessary Restorative Care<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ideally, you\u2019ll \u201cpass\u201d your dental checkup with flying colors. However, if you have a dental problem that needs to be addressed, like a cavity, don\u2019t put it off. In many cases, dental insurance providers will cover between 50% and 80% of the cost of restorative care. Since your annual maximum likely will reset on January 1<sup>st<\/sup>, don\u2019t let those benefits go to waste by postponing your care.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">#3. Ask About Utilizing Your FSA Dollars<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Flexible Spending Accounts are a healthcare-related benefit sponsored by your employer. In short, FSAs allow you to set aside money for medical expenses, such as dental work. Like dental insurance, there is normally some red tape, like having to use the funds by a certain date. Since the end of the year is rapidly approaching, now is the time to check on the dollar amount in your account (your HR Manager or whoever handles your benefits is probably the best person to talk to).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">#4. Talk to Your Dentist Before January 1st<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">As mentioned above, dental plans often reset when the clock strikes midnight on December 31<sup>st<\/sup>. That may seem far away now, but the next few weeks will fly by. So, now is the time to get in touch with your dentist. Whether it\u2019s to schedule an appointment or ask a question about your benefits, they are there to help you.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Remember, having dental insurance isn\u2019t the same as <em>utilizing <\/em>your dental insurance. Although it can seem overwhelming at first, the above few tips can break it down into baby steps. Your benefits are meant to serve your smile and your wallet \u2013 so use them!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About the Practice<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Our team at <a href=\"https:\/\/www.zumbrofamilydental.com\/\">Zumbro Family Dental<\/a> is here to provide top-tier, stress-free, genuinely enjoyable dentistry. Part of making that mission a reality is welcoming dental insurance plans. In fact, we are even in-network with a few of the nation\u2019s leading providers! If you have a question about utilizing your benefits or simply need to schedule an appointment, don\u2019t hesitate to visit our <a href=\"https:\/\/www.zumbrofamilydental.com\/contact.html\">website<\/a> or call <strong>507-288-1066<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Do you want to toss valuable dollars in your trash can, flush them down the toilet, or scatter them in the wind? No, right? Unfortunately, you may be unintentionally wasting money each year by not utilizing your dental plan to the fullest. Don\u2019t worry \u2013 making a change is easy. To learn a few easy [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-359","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to Maximize Your Dental Insurance Benefits l Zumbro Family Dental<\/title>\n<meta name=\"description\" content=\"You don\u2019t want valuable dollars to go to waste. 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