{"id":439,"date":"2022-09-21T21:02:00","date_gmt":"2022-09-21T21:02:00","guid":{"rendered":"https:\/\/www.zumbrofamilydental.com\/blog\/?p=439"},"modified":"2022-10-18T21:06:24","modified_gmt":"2022-10-18T21:06:24","slug":"dental-insurance-in-rochester-what-does-yours-cover","status":"publish","type":"post","link":"https:\/\/www.zumbrofamilydental.com\/blog\/dental-insurance-in-rochester-what-does-yours-cover\/","title":{"rendered":"What Is Covered By Your Dental Insurance Plan?"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignright size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.zumbrofamilydental.com\/blog\/wp-content\/uploads\/2022\/10\/AdobeStock_215510866__5___1666127038_87609.jpg\" alt=\"dental insurance forms in Rochester\" class=\"wp-image-440\" width=\"313\" height=\"209\" srcset=\"https:\/\/www.zumbrofamilydental.com\/blog\/wp-content\/uploads\/2022\/10\/AdobeStock_215510866__5___1666127038_87609.jpg 800w, https:\/\/www.zumbrofamilydental.com\/blog\/wp-content\/uploads\/2022\/10\/AdobeStock_215510866__5___1666127038_87609-300x200.jpg 300w, https:\/\/www.zumbrofamilydental.com\/blog\/wp-content\/uploads\/2022\/10\/AdobeStock_215510866__5___1666127038_87609-768x512.jpg 768w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n\n\n<p>Although <a href=\"https:\/\/www.zumbrofamilydental.com\/dental-insurance.html\">dental insurance<\/a> plans tend to vary from patient to patient, they are typically all centered around preventive care. For this reason, many companies offer a 100-80-50 structure for coverage. But what exactly does this mean for your benefits? If you\u2019re having difficulty understanding the details of your policy and want to make the most of your money, here are a few things you should know about your dental insurance!<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">A Brief Look at the 100-80-50 Structure<\/h2>\n\n\n\n<p>This series of numbers usually refers to the percentage that will be covered by different kinds of dental care. Most of the time this involves 100% for preventive treatments, 80% for fillings and basic procedures, and 50% for more extensive restorative services like crowns, bridges, or dentures. Since there are several other factors you\u2019ll need to consider, it\u2019s important to verify with your dental insurance company or your dental team ahead of time.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Factors That Affect Your Dental Insurance Coverage<\/h2>\n\n\n\n<p>Here are a few aspects that can significantly impact the 100-80-50 structure of your insurance plan:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Annual maximums<\/strong>: Most dental coverage will include an annual maximum, which is the highest cost value that your provider will be able to cover at a certain time.<\/li><li><strong>Waiting periods<\/strong>: Some treatments may require you to wait a specific amount of time before you can undergo a chosen procedure, such as a waiting period of 6-12 months before receiving a root canal.<\/li><li><strong>Yearly deductible<\/strong>: This refers to the minimum amount of dollars you\u2019ll need to pay before you can make the most of your benefits.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Why Visit Your Dentist Before the End of 2022?<\/h2>\n\n\n\n<p>While dental insurance can offer you advantages when it comes to affording essential dental treatments, you won\u2019t be able to use them forever. The majority of insurance plans will typically reset at the beginning of the new year. Any benefits you didn\u2019t use before then will not roll over, meaning you could potentially waste money. That\u2019s why it\u2019s best to schedule an appointment with your dentist when there\u2019s still time! Whether you\u2019re struggling with a moderate toothache or are simply overdue for your second checkup and cleaning, your dentist will be able to help you maximize your benefits and out-of-pocket expenses.<\/p>\n\n\n\n<p>Is it challenging for you to navigate your dental insurance benefits? If so, feel free to consult your dental team, and they\u2019ll be happy to walk you through the details of your coverage so you can save money on the treatments you need!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About the Author<\/h2>\n\n\n\n<p>Dr. Nicholas Brong earned his dental doctorate from the University of California in San Francisco. He also regularly pursues continuing education to refine his skills and expertise so that his patients can receive the best care they deserve. He provides a wide selection of high-quality and all-inclusive services, including crowns, bridges, dentures, and emergency dentistry. If you\u2019d like to know how to make the most of your dental insurance, visit his <a href=\"https:\/\/www.zumbrofamilydental.com\/contact.html\">website<\/a> or call him at <strong>507-288-1066<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Although dental insurance plans tend to vary from patient to patient, they are typically all centered around preventive care. For this reason, many companies offer a 100-80-50 structure for coverage. But what exactly does this mean for your benefits? If you\u2019re having difficulty understanding the details of your policy and want to make the most [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-439","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What Does Your Dental Insurance Cover Rochester | Dr. Nicholas Brong<\/title>\n<meta name=\"description\" content=\"Do you have dental insurance but aren\u2019t quite sure how to use it? 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